STATE OF NEW HAMPSHIRE
CLASSIFICATION: BANK EXAMINER II
Class Code: 1032-21 Date Established: 07-01-50
Occupational Code: 7-2-4 Date of Last Revision: 09-11-02
BASIC PURPOSE: To investigate and review fiscal data of state-chartered financial institutions and to prepare examination reports of financial operations, assets and liabilities.
CHARACTERISTIC DUTIES AND RESPONSIBILITIES:
· Examines, verifies, and analyzes financial data of various types of banks to determine compliance with state laws, rules and regulations.
· Reviews balance sheets, operating income and expense accounts including loan documentation to confirm bank assets and liabilities.
· Prepares reports, exhibits and other supporting schedules to recommend solutions for questionable fiscal conditions.
· Verifies banking assets which require a positive check and scrutiny of internal control procedures.
· Analyzes key performance ratios and evaluates reporting accuracy of bank call reports and other compliance data.
Skill: Requires skill in developing formats and procedures for special applications OR in investigating and reviewing the use of equipment and data for a specialized function.
Knowledge: Requires logical or scientific understanding to analyze problems of a specialized or professional nature in a particular field.
Impact: Requires responsibility for achieving direct service objectives by assessing agency service needs and making preliminary recommendations for the development of alternative short-term program policies or procedures. Errors at this level result in incomplete assessments or misleading recommendations causing a disruption of agency programs or policies.
Supervision: Requires direct supervision of other employees doing related or similar work, including scheduling work, recommending leave, reviewing work for accuracy, performance appraisal, or interviewing applicants for position vacancies.
Working Conditions: Requires performing regular job functions in a controlled environment with minimal exposure to disagreeable job elements and little risk of hazard to physical or mental health.
Physical Demands: Requires light work, including continuous walking or operating simple equipment for extended periods of time as well as occasional strenuous activities such as reaching or bending.
Communication: Requires summarizing data, preparing reports and making recommendations based on findings which contribute to solving problems and achieving work objectives. This level also requires presenting information for use by administrative-level managers in making decisions.
Complexity: Requires coordinating a combination of diverse job functions in order to integrate professional and technical agency goals. This level also requires considerable judgment to implement a sequence of operations or actions.
Independent Action: Requires objective assessment in analyzing and developing new work methods and procedures subject to periodic review and in making decisions according to established technical, professional or administrative standards.
Education: Bachelor's degree from a recognized college or university with a major study in accounting, business administration, finance or economics with a minimum of 9 credit hours in accounting.
Experience: Two years' experience in examination of financial institutions, one year of which must have been as a Bank Examiner I.
License/Certification: Eligibility for New Hampshire driver's license.
Must be willing to expand knowledge of examining techniques through continuous education programs as they are available. In particular, must be willing during the third year of employment to successfully complete the FDIC Loan Analysis school or a comparable course approved by the Bank Commissioner.
RECOMMENDED WORK TRAITS: Thorough knowledge of accounting principles and practices of various banks. Working knowledge of electronic data processing hardware and program applications pertinent to banks. Knowledge of the laws of the state of New Hampshire relative to banking institutions. Ability to communicate effectively with bank officials, bank personnel and the general public. Ability to develop statistical data with evidence and recommendations when making independent examinations of branch and other satellite banking offices. Ability to establish and maintain effective relationships with associates and the general public. Must be willing to maintain appearance appropriate to assigned duties and responsibilities as determined by the agency appointing authority.
DISCLAIMER STATEMENT: This class specification is descriptive of general duties and is not intended to list every specific function of this class title.
Last Updated 05/10/02