STATE OF NEW HAMPSHIRE
HUMAN RESOURCES
CLASSIFICATION: BANK EXAMINER II
Class Code: 1032-21
Date Established: 07-01-50
Occupational Code: 7-2-4
Date of Last Revision: 09-11-02
BASIC PURPOSE: To investigate and review fiscal data
of state-chartered financial institutions and to prepare examination reports of
financial operations, assets and liabilities.
CHARACTERISTIC DUTIES AND RESPONSIBILITIES:
·
Examines, verifies,
and analyzes financial data of various types of banks to determine compliance
with state laws, rules and regulations.
·
Reviews balance
sheets, operating income and expense accounts including loan documentation to
confirm bank assets and liabilities.
·
Prepares reports,
exhibits and other supporting schedules to recommend solutions for questionable
fiscal conditions.
·
Verifies banking
assets which require a positive check and scrutiny of internal control
procedures.
·
Analyzes key
performance ratios and evaluates reporting accuracy of bank call reports and
other compliance data.
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DISTINGUISHING FACTORS:
Skill: Requires skill in developing formats
and procedures for special applications OR in investigating and reviewing the
use of equipment and data for a specialized function.
Knowledge: Requires logical or scientific
understanding to analyze problems of a specialized or professional nature in a
particular field.
Impact: Requires responsibility for achieving
direct service objectives by assessing agency service needs and making
preliminary recommendations for the development of alternative short-term
program policies or procedures.
Errors at this level result in incomplete assessments or misleading
recommendations causing a disruption of agency programs or policies.
Supervision: Requires direct supervision of other
employees doing related or similar work, including scheduling work,
recommending leave, reviewing work for accuracy, performance appraisal, or
interviewing applicants for position vacancies.
Working Conditions: Requires performing regular job
functions in a controlled environment with minimal exposure to disagreeable job
elements and little risk of hazard to physical or mental health.
Physical Demands: Requires light work, including
continuous walking or operating simple equipment for extended periods of time
as well as occasional strenuous activities such as reaching or bending.
Communication: Requires summarizing data, preparing
reports and making recommendations based on findings which contribute to
solving problems and achieving work objectives. This level also requires presenting information for use by
administrative-level managers in making decisions.
Complexity: Requires coordinating a combination of
diverse job functions in order to integrate professional and technical agency
goals. This level also requires
considerable judgment to implement a sequence of operations or actions.
Independent Action: Requires objective assessment in
analyzing and developing new work methods and procedures subject to periodic
review and in making decisions according to established technical, professional
or administrative standards.
MINIMUM QUALIFICATIONS:
Education: Bachelor's degree from a recognized
college or university with a major study in accounting, business
administration, finance or economics with a minimum of 9 credit hours in
accounting.
Experience: Two years' experience in examination of
financial institutions, one year of which must have been as a Bank Examiner
I.
License/Certification: Eligibility for New Hampshire driver's
license.
SPECIAL REQUIREMENTS:
Must be willing to
expand knowledge of examining techniques through continuous education programs
as they are available. In
particular, must be willing during the third year of employment to successfully
complete the FDIC Loan Analysis school or a comparable course approved by the
Bank Commissioner.
RECOMMENDED WORK TRAITS: Thorough knowledge of accounting
principles and practices of various banks. Working knowledge of electronic data
processing hardware and program applications pertinent to banks. Knowledge of the laws of the state of
New Hampshire relative to banking institutions. Ability to communicate effectively with bank officials, bank
personnel and the general public.
Ability to develop statistical data with evidence and recommendations
when making independent examinations of branch and other satellite banking
offices. Ability to establish and
maintain effective relationships with associates and the general public. Must be willing to maintain appearance
appropriate to assigned duties and responsibilities as determined by the agency
appointing authority.
DISCLAIMER STATEMENT: This class specification is descriptive
of general duties and is not intended to list every specific function of this
class title.
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Last Updated 05/10/02
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