STATE OF NEW HAMPSHIRE
CLASSIFICATION: BANK EXAMINER I
Class Code: 1031-18 Date Established: 07-01-50
Occupational Code: 7-2-4 Date of Last Revision: 09-11-02
BASIC PURPOSE: To conduct fiscal examination audits of savings banks, building and loan associations, credit unions and trust companies.
CHARACTERISTIC DUTIES AND RESPONSIBILITIES:
· Examines and verifies the liabilities and assets of banks, building and loan associations, credit unions, trust companies and small loan companies utilizing both manual and automated record system.
· Analyzes operating income and expense accounts along with all capital and surplus accounts and evaluates the reporting accuracy of bank call reports.
· Verifies and inspects, cash, assigned collateral, safe-keeping and bank owned securities to check internal control procedures.
· Prepares reports, exhibits and other supporting schedules which result in detailed reports of examinations.
· Conducts studies and makes recommendations for remedying undesirable conditions encountered in the examination process.
Skill: Requires skill in recommending routine changes in standardized operating procedures OR in retrieving, compiling and reporting data according to established procedures OR in operating complex machines.
Knowledge: Requires logical or scientific understanding to analyze problems of a specialized or professional nature in a particular field.
Impact: Requires responsibility for contributing to immediate, ongoing agency objectives by facilitating the direct provision of services to the public or other state agencies. Errors at this level result in inaccurate reports or invalid test results and require significant investment of time and resources to detect.
Supervision: Requires partial supervision of other employees doing work which is related or similar to the supervisor, including assigning job duties, providing training, giving instructions and checking work.
Working Conditions: Requires performing regular job functions in a controlled environment with minimal exposure to disagreeable job elements and little risk of hazard to physical or mental health.
Physical Demands: Requires light work, including continuous walking or operating simple equipment for extended periods of time as well as occasional strenuous activities such as reaching or bending.
Communication: Requires summarizing data, preparing reports and making recommendations based on findings which contribute to solving problems and achieving work objectives. This level also requires presenting information for use by administrative-level managers in making decisions.
Complexity: Requires coordinating a combination of diverse job functions in order to integrate professional and technical agency goals. This level also requires considerable judgment to implement a sequence of operations or actions.
Independent Action: Requires a range of choice in applying a number of technical or administrative policies under general direction and in making routine decisions or in recommending modifications in work procedures for approval by supervisor.
Education: Bachelor's degree from a recognized college or university with a major study in accounting, business administration, finance or economics with a minimum of nine (9) credit hours in accounting.
Experience: One year's experience as a Bank Examiner Trainee.
License/Certification: Eligibility for New Hampshire driver's license.
Must be willing to expand knowledge of examining techniques through continuous education programs as they are available. In particular, must be willing during this second year of employment to successfully complete the FDIC Financial Institution Analysis School or a comparable course approved by the Bank Commissioner.
RECOMMENDED WORK TRAITS: Knowledge of the principles of accounting and auditing and of the application of accounting and auditing principles to work situations. Knowledge of office methods, procedures and equipment including electronic data processing machinery. Knowledge of financial report writing. Ability to meet officers of financial institutions and to work with both bank officers and employees in a harmonious manner. Ability to make mathematical computations with speed and accuracy. Ability to learn the regulations relating to bank examinations. Ability to prepare clear, concise written and oral reports. Ability to establish and maintain effective relationships with associates and the general public. Must be willing to maintain appearance appropriate to assigned duties and responsibilities as determined by the agency appointing authority.
DISCLAIMER STATEMENT: This class specification is descriptive of general duties and is not intended to list every specific function of this class title.
Last Updated 05/10/02