STATE OF NEW HAMPSHIRE
HUMAN RESOURCES
CLASSIFICATION: BANK EXAMINER I
Class Code: 1031-18
Date Established: 07-01-50
Occupational Code: 7-2-4
Date of Last Revision: 09-11-02
BASIC PURPOSE: To conduct fiscal examination audits of
savings banks, building and loan associations, credit unions and trust
companies.
CHARACTERISTIC DUTIES AND RESPONSIBILITIES:
·
Examines and verifies
the liabilities and assets of banks, building and loan associations, credit
unions, trust companies and small loan companies utilizing both manual and
automated record system.
·
Analyzes operating
income and expense accounts along with all capital and surplus accounts and
evaluates the reporting accuracy of bank call reports.
·
Verifies and
inspects, cash, assigned collateral, safe-keeping and bank owned securities to
check internal control procedures.
·
Prepares reports,
exhibits and other supporting schedules which result in detailed reports of
examinations.
·
Conducts studies and
makes recommendations for remedying undesirable conditions encountered in the
examination process.
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DISTINGUISHING FACTORS:
Skill: Requires skill in recommending routine
changes in standardized operating procedures OR in retrieving, compiling and
reporting data according to established procedures OR in operating complex
machines.
Knowledge: Requires logical or scientific
understanding to analyze problems of a specialized or professional nature in a
particular field.
Impact: Requires responsibility for
contributing to immediate, ongoing agency objectives by facilitating the direct
provision of services to the public or other state agencies. Errors at this level result in
inaccurate reports or invalid test results and require significant investment
of time and resources to detect.
Supervision: Requires partial supervision of other
employees doing work which is related or similar to the supervisor, including
assigning job duties, providing training, giving instructions and checking
work.
Working Conditions: Requires performing regular job
functions in a controlled environment with minimal exposure to disagreeable job
elements and little risk of hazard to physical or mental health.
Physical Demands: Requires light work, including
continuous walking or operating simple equipment for extended periods of time
as well as occasional strenuous activities such as reaching or bending.
Communication: Requires summarizing data, preparing
reports and making recommendations based on findings which contribute to
solving problems and achieving work objectives. This level also requires presenting information for use by
administrative-level managers in making decisions.
Complexity: Requires coordinating a combination of
diverse job functions in order to integrate professional and technical agency
goals. This level also requires
considerable judgment to implement a sequence of operations or actions.
Independent Action: Requires a range of choice in applying
a number of technical or administrative policies under general direction and in
making routine decisions or in recommending modifications in work procedures
for approval by supervisor.
MINIMUM QUALIFICATIONS:
Education: Bachelor's degree from a recognized
college or university with a major study in accounting, business
administration, finance or economics with a minimum of nine (9) credit hours in
accounting.
Experience: One year's experience as a Bank
Examiner Trainee.
License/Certification: Eligibility for New Hampshire driver's
license.
SPECIAL REQUIREMENTS:
Must be willing to
expand knowledge of examining techniques through continuous education programs
as they are available. In
particular, must be willing during this second year of employment to
successfully complete the FDIC Financial Institution Analysis School or a
comparable course approved by the Bank Commissioner.
RECOMMENDED WORK TRAITS: Knowledge of the principles of
accounting and auditing and of the application of accounting and auditing
principles to work situations.
Knowledge of office methods, procedures and equipment including
electronic data processing machinery.
Knowledge of financial report writing. Ability to meet officers of financial institutions and to
work with both bank officers and employees in a harmonious manner. Ability to make mathematical
computations with speed and accuracy.
Ability to learn the regulations relating to bank examinations. Ability to prepare clear, concise
written and oral reports. Ability
to establish and maintain effective relationships with associates and the
general public. Must be willing to
maintain appearance appropriate to assigned duties and responsibilities as
determined by the agency appointing authority.
DISCLAIMER STATEMENT: This class specification is descriptive
of general duties and is not intended to list every specific function of this
class title.
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Last Updated 05/10/02
URL: /hr/classspec_b/1031.htm