STATE OF NEW HAMPSHIRE
HUMAN RESOURCES
CLASSIFICATION: BANK EXAMINER III
Class Code: 1033-27
Date Established: 07-01-50
Occupational Code: 7-2-4
Date of Last Revision: 09-11-02
BASIC PURPOSE: To analyze and interpret fiscal data of
state-chartered financial institutions and to plan and conduct supervised
audits or special investigations of financial organizations.
CHARACTERISTIC DUTIES AND RESPONSIBILITIES:
·
Supervises
examinations and analyzes financial records and loan documentation to determine
fiscal integrity of banking institution.
·
Audits operating
income and expense accounts as well as all capital and surplus accounts in
order to examine compliance with state laws and regulations.
·
Examines the minutes
of meetings of directors, stock holders and committees in order to investigate
the specific authority extended at various levels of management.
·
Reviews audit reports
of internal and external auditors to monitor adequacy of scope or discover
specific weaknesses in the internal routine.
·
Evaluates data
processing applications for banks under examination to develop recommendations
on how existing system can best be coordinated with examination on procedures.
·
Plans, supervises and
reviews work of assigned subordinates and assumes accountability for the final
report on bank audits.
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DISTINGUISHING FACTORS:
Skill: Requires skill in analyzing and
interpreting data, policy and procedures OR in using equipment in order to
arrive at logical conclusions or recommendations.
Knowledge: Requires logical or scientific
understanding to analyze problems of a specialized or professional nature in a
particular field.
Impact: Requires responsibility for achieving
major aspects of long-range agency objectives by planning short- and long-term
organization goals, reviewing recommendations for procedural changes, and
developing or revising program policies.
Errors at this level result in incorrect decisions at an administrative
level, and are detected subsequent to implementation in an overall evaluation
process.
Supervision: Requires direct supervision of programs
or of employees doing work which differs from the supervisor, including
disciplining employees, solving personnel problems, recommending hiring and
firing employees, and developing work methods. The supervisor in this position manages a working unit or
section with responsibility for employee performance appraisal.
Working Conditions: Requires performing regular job
functions in a controlled environment with minimal exposure to disagreeable job
elements and little risk of hazard to physical or mental health.
Physical Demands: Requires light work, including
continuous walking or operating simple equipment for extended periods of time
as well as occasional strenuous activities such as reaching or bending.
Communication: Requires reviewing summaries and
reports and making management level decisions to solve problems or to achieve
work objectives as well as articulating and expressing those solutions and
goals. This level also requires
formal presentations of solutions and goals to employees and the general public
to increase the responsiveness of the agency toward the demands of its client
system.
Complexity: Requires evaluating a combination of
wide-ranging job functions to determine work procedures, to solve problems, and
to reach conclusions by applying analytical, technical, or scientific thinking. This level also requires planning
policies and long-term strategies, drawing conclusions based on available
criteria, and evaluating the effectiveness of program objectives.
Independent Action: Requires independent judgment in
planning and evaluating work procedures and in supervising the development of
professional, technical and managerial standards under administrative direction
and according to broad departmental guidelines.
MINIMUM QUALIFICATIONS:
Education: Bachelor's degree from a recognized
college or university with a major study in accounting, finance, business
administration or economics with a minimum of nine (9) credit hours in
accounting.
Experience: Four years' experience in the
examination of financial institutions.
License/Certification: Eligibility for New Hampshire driver's
license.
SPECIAL REQUIREMENTS:
Must be willing to
expand knowledge of examining techniques through continuous education programs
as they are available. Must be
willing to attend specialized bank examination schools as required by the
department and offered by the FDIC or other comparable agencies as determined
by the Bank Commissioner.
RECOMMENDED WORK TRAITS: Thorough knowledge of the applicable
laws, practices and procedures relating to financial institutions. Thorough knowledge of examination
techniques, procedures and bank accounting systems. Ability to discuss on a professional level with bank
management all difficulties encountered during the examination process. Ability to organize and prepare concise
reports covering all phases of each examination. Ability to establish and maintain harmonious relationships
with employees, bank executives and the public. Must be willing to maintain appearance appropriate to
assigned duties and responsibilities as determined by the agency appointing
authority.
DISCLAIMER STATEMENT: This class specification is descriptive
of general duties and is not intended to list every specific function of this
class title.
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Last Updated 05/10/02
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